Get Debt & Money Advice

If you are worried about your debts, you need to get help quickly to stop the debts getting worse. The following organisations can provide support to help you manage your debts, help prevent you losing your home, and support you to get your finances back into shape. Click on their ‘website’ button to find out more.


Look Online: Debt & Money

Advice on dealing with debt, as well as other money issues including: managing your mortgage, rent arrears, borrowing money, savings and pensions.



Cleveland Housing Advice Centre

CHAC: Provides one-to-one Advice, Lay Advocacy and Representation in all aspects of Welfare Rights issues , Housing and the various spin off problems arising there from, such as repossessions, evictions, domestic violence poverty and distress.


Tel: 01642 254544


Community Support Schemes

Middlesbrough Council acces to “social Fund” or community Support Schemes.

  • Crisis awards
  • Community support awards



Energy Advice

The majority of people appear to be paying too much for their Gas and Electricity.  There is an advisor at Middlesbrough Citizens Advice Bureau that can help you choose the best deal  for your Gas and Electricity.

Also, there are many comparison sites on the internet, some better than others, for an independent view the Citizens Advice bureau have their own price comparison page.



Government: Money Advice

Get free, confidential and independent advice on dealing with debt problems in the UK


Tel: 0808 808 4000


Know your Money

Know Your Money – Keep The Change (KYM) is a Big Lottery funded project based in Middlesbrough led by Erimus Housing.

We work with local young people (aged 16-24) to improve their financial confidence.

We do this via a 1-1 approach, helping with their debts, benefits, budgeting and equipping them with the knowledge to make the best financial choices around a number of issues.



Pioneer Credit Union

Pioneer Credit Union is a not for profit, member owned financial co-operative, run by its member and operated for the purpose of promoting thrift, providing credit at competitive rates, and providing other financial services to its members.

Anyone living or working in the Middlesbrough authority area, or with a direct link to Fabrick Housing Group, can become a member and start to save money today.

At Pioneer we work in a moral and ethical way, helping people to help themselves and others while benefitting from the services we offer.



Royal British Legion

Royal British Legion: Help available for members of the Royal Navy, British Army, Royal Air Force, Reservists, veterans and their families all year round.


Tel: 0808 802 8080


STOP loan sharks

Today the England IMLT investigates and prosecutes illegal money lenders while supporting those who have borrowed money from a loan shark. 


Tel: 0300 555 2222


Thirteen Group

Thirteen Group: Based in the North East but spanning an area from North Tyneside to York, we don’t just provide homes; we create opportunities for people to make a positive change, raising their ambitions as well as the aspirations of communities as a whole.


Tel: contact our customer service team on tel: 0300 111 1000


Thirteen Money Advice

Thirteen’s Money Advice team offer free, confidential help and support on a wide range of money matters for Thirteen Group customers.


Tel: 03001111000


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Registered number 4573848, England and Wales, Registered Office: 9 Linthorpe Road, Middlesbrough, TS1 1TH